Bank Secrecy Act (BSA) Officer

Company: Adams Bank and Trust
Location: Fort Collins
Posted on: February 16, 2026

Job Description:

Job Description Job Description Adams Bank & Trust is a regional bank with over 110 years of family ownership, currently recruiting for an experienced Bank Secrecy Act Officer. Join a competitive organization focused on communities in Colorado, Nebraska, and Kansas. Bank Secrecy Act (BSA) Officer Department: Risk Management Location: On?site at Branch - Fort Collins, CO Full Time (40 hours/week) with competitive salary and a comprehensive benefit package. About the Role The BSA Officer develops, implements, and oversees the Bank Secrecy Act (BSA) Program to ensure full compliance with BSA/AML and OFAC laws, regulations, and internal policies. This role leads the BSA team, manages institution-wide training, maintains regulatory relationships, and ensures the bank remains current with evolving compliance requirements. The BSA Officer plays a critical role in safeguarding the institution and promoting a culture of compliance. This is a full?time, on?site position. Candidates must be located within commuting distance of the branch. Key Responsibilities Primary Responsibilities - Lead, mentor, and support members of the BSA Team while promoting the Mission, Vision, and Values of Adams Bank & Trust. - Develop, implement, and maintain a comprehensive, bank?wide BSA/AML/OFAC Program that meets all regulatory requirements. - Conduct regular reviews and updates to the BSA Program to ensure ongoing compliance with regulatory changes and examination findings. - Maintain strong working knowledge of institutional policies and procedures; identify and report deviations and recommend updates as needed. - Coordinate BSA-related training across the institution in partnership with the Training Team. - Maintain a BSA Resource Center or online library for employee access to compliance materials. - Serve as a subject matter expert and resource for staff regarding BSA/AML/OFAC requirements. - Build and maintain strong relationships with regulatory agencies. Secondary Responsibilities - Prepare and present BSA Program status reports to the Risk Committee and Board of Directors. - Assist with BSA-related risk assessments. - Perform additional duties as assigned. Qualifications Education - Bachelor's degree from an accredited institution preferred, ideally in accounting, finance, or a related field. Experience - 3-5 years of banking experience required, with strong knowledge of financial institution policies and procedures. - Equivalent combinations of education and experience may be considered. - Prior BSA/AML compliance experience strongly preferred. - CAMS certification preferred Skills & Competencies - Strong ability to read, interpret, and apply government regulations. - Excellent interpersonal and communication skills; able to handle confidential information with discretion. - Highly organized, resourceful, and innovative. - Proficient in Microsoft Excel, Word, and Adobe. - Strong analytical and problem?solving abilities. - Collaborative mindset with the ability to motivate and support a team. - Commitment to ethical conduct and continuous skill development. - Team?oriented approach. Performance Expectations - Ensure compliance with BSA regulatory requirements through ongoing testing and monitoring. - Meet or exceed annual goals aligned with the institution's strategic plan.

Keywords: Adams Bank and Trust, Westminster , Bank Secrecy Act (BSA) Officer, Accounting, Auditing , Fort Collins, Colorado